How it works

A straightforward process from first conversation to complete clarity.

01

No cost

Clarity call

A short call to understand your situation and what you're trying to work out. No obligation — it's a chance for both of us to decide if it makes sense to work together.

We’ll briefly discuss what you’re hoping to achieve, and I’ll let you know honestly whether I believe financial advice would add enough value to justify the cost.

02

No cost

First meeting

We go through your full situation in detail — super, investments, income, goals and what retirement actually looks like for you. This is where we get everything on the table.

03

No cost

High level overview

Before anything is formalised, I’ll show you a high-level view of the strategy I believe could help, along with what the outcomes could look like and the fees involved. This gives you the opportunity to understand what I’m recommending and decide whether the value is there for you.

If you decide not to go any further, that’s completely fine. You’ll still walk away with a clearer understanding of where you stand financially and what your future could look like.

04

Design fees apply

You decide to go ahead - full plan written

If you're happy with the direction, I write your detailed financial plan — a complete, written strategy tailored to your goals. If anything needs adjusting along the way, we work through it together at no extra cost until you're completely happy with how everything fits your life.

05

Implementation fee applies

Plan implemented

Once you're satisfied with the plan, everything is put into action — accounts set up, capital allocated, products arranged. This is where the strategy moves from paper to reality.

06

Ongoing support begins

Ongoing support - if you choose

Once everything is fully implemented, ongoing support begins — but only if you decide it's right for you. There's no pressure to continue. Most clients choose to stay because having someone in their corner as life evolves makes everything easier.

With ongoing support, you receive:

01

Annual strategy refresh & retirement projections

Your plan is re-modelled each year – or when required – so you always know:

– whether you're still on track,

– when adjustments need to be made,

– and what you can safely spend.

02

Investment oversight & portfolio reviews

I monitor your super and investment strategy so it stays aligned with your goals – not markets, headlines of hype.

03

Tax-aware structuring throughout the year

Guidance around contributions, withdrawals, capital gains and entity decisions so you keep more of what you earn.

04

Coordination with your accountant and other professionals

I work directly with your accountant so everything is aligned – not fragmented across multiple advisers.

05

Priority, unlimited access for questions and decisions

You can contact me anytime – there is no cost to call or message, and no limits on how often you reach out.

Whether it's a major expense, a market drop, a new opportunity or a change in circumstances, you get clear advice without waiting weeks or booking a sales call.